The smarter way to split expenses and manage expenses
Zenmo combines the best of expense splitting with seamless payment processing. Track debts, split bills, and pay friends instantly.
Everything you need to manage expenses
Zenmo combines the best features of expense splitting and finance management in one seamless experience.
Group Expenses
Split bills with friends, roommates, or travel groups. Create multiple groups for different occasions.
Instant Payments
Pay or request money instantly. Connect your bank account or cards for seamless transfers.
Expense Analytics
Track spending patterns and get insights on your expenses with beautiful visualizations.
Mobile First
Designed for the mobile experience with offline capabilities and real-time syncing.
Currency Support
Support for multiple currencies with automatic conversion for international trips.
Smart Split
Split bills equally or unequally. Specify exact amounts or split by percentages.
Simple, fast, and efficient
Get started in minutes and say goodbye to awkward money conversations.
Create a group
Create a group
Start by creating a group for your roommates, trip, or event.
Add expenses
Add expenses
Log expenses as they happen. Take photos of receipts for easy reference.
Split automatically
Split automatically
The app calculates who owes what, simplifying even the most complex splits.
Settle up
Settle up
Pay directly through the app or mark expenses as settled manually.